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In certain circumstances it can work out cheaper to arrange one day car insurance rather than a more conventional annual insurance plan. Obviously there is no point paying an annual premium for a vehicle you only plan to drive once or use every now and then. Although excess is often high the premiums themselves are fairly cheap, allowing you to get comprehensive 1 day car insurance for a family member or close friend to drive your vehicle, a temporary additional vehicle, a newly purchased vehicle from an auction or car supermarket, a courtesy car, an unaccompanied test-drive of a car from alocal garage.